Credit to BDO Kabayan Savings Account


The start of a lasting relationship between BDO Unibank and Filipinos migrants and families

The safest and most convenient way of sending and receiving cash remittance is to credit it directly to a BDO Kabayan Savings Account. Remittance is available in the account within an hour. Only Php100 minimum initial deposit for a PHP Peso account and USD100 for a US Dollar account.


BDO Kabayan Savings makes remittance easy, safe and affordable

Overseas Filipinos and their beneficiaries may open a BDO Kabayan Savings Account at any BDO Unibank branch in the Philippines. 

  • • Only requires PHP100 or US$100 initial deposit and one (1) valid ID
  • • With passbook and ATM debit card
  • •  Zero maintaining balance with at least one (1) remittance each year
  • • For seafarers employed by POEA-accredited shipping companies, only USD10 for a BDO Kabayan Shipping Dollar Savings account (requires a valid seaman’s book for opening this account).

FREE life and accident insurance – A protection and assurance for the families of Filipinos as they send remittances from abroad. Remitters who qualify for this benefit will be the ones covered by insurance. To qualify for free life and accident insurance, clients just need to:

ENROLL. Enroll the account and the remitter/s who send money to the account from abroad by filling out a form at any BDO Unibank branch
in the Philippines or by visiting

SEND. The enrolled BDO Kabayan Savings should have at least six (6) remittance transactions in the last 12 months. 

SAVE. The enrolled BDO Kabayan Savings should have a monthly average daily balance of at least Php25,000 in the last 12 months.


BDO Kabayan Savings gives rewards for every transaction

The more customers remit and save, the more rewards points they get. Rewards points can be used for shopping at The SM Stores of SM Supermalls, the Philippines’ largest shopping mall chain, and at its partner establishments in the country.